Expertise and guidance to find life insurance plans that are right for you.
Life Insurance Coverages
AMI Group, Inc. can help you determine which type of life insurance coverage would be right for you. In order to establish this, we will need to know what you would like the insurance to cover, how much you want to spend, how much coverage you want, and how long you would like the coverage for.
There are a few main types of life insurance:
Term- Basic coverage that is usually a less expensive option that provides coverage for a certain period of time and is often used for death benefit protection
Permanent- A more expensive option that provides you with coverage for the rest of your life and this policy provides guaranteed cash values and benefits in return for fixed premiums
Whole Life- Tax deferred cash valued growth - No income taxes on this policy while it accumulates
Index Universal Life- Offers a death benefit coupled with a cash account that can be used to pay policy premiums, or take withdrawals and loans
Within each type of life insurance, our array of policies allows you the coverage, flexibility and cash value options that are right for you. We will guide you through the process and take away the complexity of choosing a life insurance policy.
Free Consultation with a Life Insurance Specialist to discuss your coverage options.